Category Archives: Travel

Telling little white lies could mean your insurance claim being turned down

Source: The Independent Date: 05/09/14 Author: Simon Read
One-in-five of us admit to lying to our insurance company. That’s despite the fact that wrong information on an insurance form can lead to claims being turned down, a fact that four out of five of us know. Why do we take the risk? Partly because we think it doesn’t really matter – it’s a white lie – but partly because some of us are frightened of the consequences of telling the truth. “People lie about all sorts of things – from their weight to their employment experience – but the ‘white’ lie is still the most prevalent,” says Dr Patrick Fagan, Lecturer in Consumer Behaviour at Goldsmiths University. “There is a feeling that the more irrelevant the lie, the less severe the consequences, but this just isn’t true. I think we’d all...

Scrapped holidays 55% of travel insurance claims

http://www.irishexaminer.com/ireland/scrapped-holidays-55-of-travel-insurance-claims-272847.html By Nick Bramhill More than half of all travel insurance claims relate to cancelled holidays. Researchers found abandoned overseas’ trips account for 55% of insurance claims from Irish holidaymakers — with illness and family bereavement the main reasons for cancellations. Medical expenses incurred account for 14% of claims, while 10% are due to a loss of personal possessions, notably tablet computers or smartphones. Furthermore, missed departures and stolen money total 8% of claims. The figures were released by Allianz Global Assistance Ireland who studied 2,000 travel insurance claims made to them by Irish holidaymakers from 2013. Roland Hesse, country manager for the company, said travellers who fail to take out insurance ahead of their summer holidays risk huge financial losses if something goes wrong abroad or if their trip is cancelled. “The benefit of insurance is that when travelling abroad,...

Travel Guide from The National Consumer Agency

http://www.consumerhelp.ie/travel-guide If you are looking forward to getting away this summer, we’ve lots of information to help you avoid nasty surprises while you’re on holiday, and when you get back. Make sure you have the right travel insurance Travel insurance will cover you against losses such as damaged or delayed luggage, cancelled flights, delayed or missed departure, loss or theft of money or passport and illness or injury. Always, remember to take your travel insurance documents with you when you go away and make sure you know what to do if you need to make a claim. This could include reporting an incident or making sure you get police reports fully translated within a certain amount of time. There are lots of different policies and options available, depending on how long you are going for, where you are...
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