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Christmas Opening Hours 2020

We would like to wish all of our customers a safe, healthy & happy Christmas

Christmas Opening Hours

23/12/2020 Wednesday 09.15 – 17.00
24/12/2020 Thursday Closed
25/12/2020 Friday Closed
28/12/2020 Monday Closed
29/12/2020 Tuesday 10.00 – 15.00
30/12/2020 Wednesday 10.00 – 15.00
31/12/2020 Thursday 10.00 – 15.00
01/01/2021 Friday Closed
04/01/2021 Monday 09.15 – 17.00

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COVID 19 Update – October 2020

From 09.15 on the 22nd October 2020, we are limiting access to our public office.

Our staff continue to work either from home or in our office and are available on 045-434365 or [email protected] to look after all of your insurance needs

If you wish to call in to our office in person, please phone us on 045-434365 to make an appointment.

We wish to apologise for any inconvenience that this closure may cause but we have decided to take this action in the best interest of the welfare of our customers, our staff and their families.

Thank you for your support and understanding – please do not hesitate to contact...

Mortgage Protection and Inheritance Tax for Cohabiting Couples

Author: Royal London 06/07/2020

According to the 2016 census, there are over 152,000 cohabiting couples living in Ireland¹. As you know, even though a cohabiting couple live together, may own a property together and possibly have children together, in the eyes of Revenue they are treated as ‘strangers’ when it comes to inheritance tax.

With a current inheritance tax threshold of €16,250for cohabiting couples, this can result in an unexpected and unwelcome tax bill for the surviving partner, should the worst happen.

While many cohabiting couples put mortgage protection in place to ensure the mortgage is cleared upon the death of a partner, what they may not fully understand is how Revenue will treat the inheritance of the property by the surviving partner. Who owned the property; how...