Monthly Archives: July 2014

Newly qualified drivers must show ‘N’ plate for two years or face fine

Learner drivers will have to swap L-plates for N-plates and display them for two years NEWLY qualified drivers will have to display 'N' for 'novice' plates for two years under new rules coming into force next month.

Novice drivers and those on learner permits can expect to be hit with a €60 fine if they are caught driving unaccompanied or not displaying 'N' or 'L' plates from August 1, the Department of Transport has confirmed.

And learners and novices will also be disqualified from driving for six months if they receive seven penalty points, instead of the normal 12 that applies to fully qualified motorists.

Penalty points will also increase from two to three for speeding, not wearing a seatbelt and using a mobile phone while driving.

Home insurance survey reveals annual savings of up to €421

The National Consumer Agency have just published their latest home insurance comparison survey. The survey examined eight consumer profiles across the country and found that you could make significant savings on your home insurance. Where all companies provided a quote, the average potential saving was €264. The survey also found:

  • Savings of up to €421 for a 3-bedroom bungalow in Midleton, Co. Cork. The cheapest quote provided was for €279 while the most expensive quote was €700. The average quote for this profile was €403. (Profile 2)
  • The biggest percentage difference in quotes provided, 162%, was for a 3-bedroom semi-detached house in Newbridge, Co. Kildare where the cheapest quote was €237 and the most expensive quote was €622. The average quote for this profile...

What healthcare customers need to consider before changing policies

THE overall numbers of people with health insurance continues to contract, but the statistics show that older members are holding on to their cover. But increasing costs combined with the reduced tax relief are forcing many of the over 50s to shop around for better value. Here are some key issues that you should consider. Get better value IF you have not reviewed your cover in the last two years, then the odds are that you are paying too much for your health insurance. Do not be afraid to switch MANY members resist switching, but for the wrong reasons. They mistakenly believe that they will have to observe waiting periods, which is not the case. Under the legislation, all health insurers must give you full credit for waiting periods served assuming you are switching to an equivalent plan. Watch co-payments OLDER members,...
Brady Burns Insurance Brokers.